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Stablecoin-funded credits. USDC/USDT only.
Compliant stablecoin gateway for AI agents.

Unified AI access,
settled in credits.

Tokeo issues one platform API key, keeps upstream provider keys private, and debits an internal ledger only after reserved model usage settles.

Open customer console Read API docs
Provider-verified credit
No internal balance is issued until payment confirmation is verifiable.
One Tokeo key
Users call Tokeo-routed OpenAI, Claude, and Gemini models without receiving upstream keys.
Ledger-first billing
Reservations, usage debits, and manual credits flow through append-only accounting.

Stablecoin credits,
accounted before use.

USDC / USDT only for MVP. Tokeo records the customer deposit intent, waits for verifiable payment, takes a 10% platform fee, then credits the internal balance.

01

Login

Email login or wallet login creates the customer account. Wallet signatures authenticate only; they never authorize token transfer.

02

Deposit intent

The customer chooses USDC or USDT, network, and target balance. The UI shows the gross amount before payment.

03

No credit before verification

No credit before verification. Manual review is live now; automatic provider verification is recorded as a roadmap blocker.

04

Spend with one key

The user calls Claude or Gemini through one Tokeo API key. OpenAI stays visible but unavailable until the upstream account is funded.

Accepted rails

USDC / USDT only. Other assets are not shown as accepted payment in the MVP. Wrong asset, wrong network, or underpaid deposits go to review instead of automatic credit.

Fee math

Customer sends11 USDT
10% platform fee1 USDT
Issued credit$10.00 balance

Developer quickstart

OpenAI-compatible shape, Tokeo-owned upstream keys, and ledger-backed usage events. Users never receive provider keys.

curl /v1/chat/completions \
  -H "Authorization: Bearer tokeo_..." \
  -H "Content-Type: application/json" \
  -d '{
    "model": "claude-haiku-4-5",
    "messages": [{"role": "user", "content": "Hello from Tokeo"}],
    "max_tokens": 64
  }'

x402 pay-per-request

x402 pay-per-request is exposed for API users and agents. Challenge/probe routes are available for testing, but settlement remains disabled until facilitator approval and production payment review are complete.

Blocked work is tracked,
not allowed to stop the build.

Payment and third-party approvals can lag. Tokeo keeps the website, auth, dashboard, model catalog, and API gateway moving while blocked items stay explicit.

Payment provider auto-verification

Manual admin verification works now. Automatic USDC/USDT verification needs a provider decision and webhook mapping.

operator action

Production x402 settlement

The API shape and challenge flow are scoped. Settlement waits on facilitator choice, production pay-to wallet, and risk policy.

third-party blocked

OpenAI availability

Claude and Gemini are live. OpenAI is intentionally unavailable until the upstream account has funding or a ready account pool.

disabled safely